by Caroline Crowley | Aug 12, 2020 | Sin categoría
The most important investment many of us will make is in our home. The cost of mortgage repayments is now similar to rental prices. With rent levels in some parts of Ireland now exceeding those in 2007, a mortgage is a good financial decision. You aren’t at the mercy...
by Caroline Crowley | Jul 12, 2020 | Sin categoría
The answer to this right now is YES YES YES if you can afford to. This can’t be done with all mortgages (i.e. if you are on a fixed rate) but where it is possible and your income allows, it can bring real savings. With interest rates on savings at an all time low and...
by Caroline Crowley | Jun 12, 2020 | Sin categoría
As one of the largest monthly expenses of most households in Ireland, many people often ask the question; should I switch mortgage providers? The simple answer here is yes, provided you can find a lender willing to allow you to switch. If the loan to value (LTV) is...
by Caroline Crowley | May 12, 2020 | Sin categoría
From pre-school childcare to uniforms and music lessons; from cradle to college; it is estimated to cost as much as €150,000 per child. It is a time to reassess your own spending habits, earnings capacity and ability to save on a regular basis. What are you entitled...
by Caroline Crowley | Apr 12, 2020 | Sin categoría
In general, factors to consider here are the likelihood of an increase in property value and the cost of borrowing. It is also important to bear in mind the tax consequences that arise when you buy an investment property. Ensure you have not overestimated the return...
by Caroline Crowley | Mar 18, 2020 | Sin categoría
The COVID-19 outbreak has been declared a pandemic by the World Health Organization, causing huge impact on people’s lives, families and communities. We now know that the virus could have an impact on our lives in Ireland for many months. As the governments...
